SR22 insurance can significantly impact your insurance premiums. Since SR22 is typically required for drivers who have had serious traffic violations, insurance companies will consider these individuals higher-risk drivers. As a result, your premiums are likely to increase compared to standard car insurance rates. Depending on the severity of your violation, this increase can range from a few hundred to several thousand dollars annually.
How Long Will My Premiums Be Affected?
Your premiums will remain higher during the SR22 filing period, which is typically three years in Washington State. After this period, you may be able to apply for standard car insurance again, and your rates should return to normal, provided you maintain a clean driving record. However, it’s essential to continue to monitor your insurance policy and shop around for better rates during the SR22 period.
If you’re looking for more details or to find sr22 insurance washington state providers, consulting with insurance agents can help guide you through this process.